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for sale
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12 Oak Street,Cambridge, MD 21613
3
beds
2
baths
1,298
sqft
1973
built

Overview

Welcome to 12 Oak Street, where quality renovations and modern updates come together to create a home that’s ready to enjoy from day one. This beautifully renovated 3-bedroom, 2-bath home offers nearly 1,300 square feet of comfortable living space featuring an open, bright layout with abundant natural light, luxury vinyl plank flooring, fresh paint, and stylish finishes throughout. The completely updated kitchen features new cabinetry, countertops, stainless steel appliances, and a functional layout that flows seamlessly into the living and dining areas—perfect for everyday living or enterta...

Listing updated: July 16, 2026 at 10:15 AM

Listed by:

Brian Jones (410) 310-7843, Keller Williams Select Realtors of Annapolis

Source: Bright MLS · MLS #MDDO2012088Bright MLS

Property details

Your cost estimate

Est. monthly payment

$1,652/mo
Principal & interest
$1,415
Property tax
$147
Home insurance (est.)
$90

Down payment

$53,98020% of list price
Adjust down payment20%
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Based on $53,980 down (20% of list price), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

DateEventPrice
Jul 14, 2026Price reduced$269,900($9,100)
May 26, 2026Price reduced$279,000($10,000)
May 14, 2026Price reduced$289,000($10,000)
Apr 30, 2026Listed for sale$299,000

Location

12 Oak Street, Cambridge, MD 21613

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Nearby homes

$1,652/mo

Est. · $269,900 list

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/30/2026.