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Est. $3,819/mo

$629,000

231 Santa Fe Trail,Oakland, MD 21550

beds

baths

2,280

sqft

2003

built

Overview

Brand new roof July 2026! 3/4BR 3BA chalet with LAKE VIEWS! 2300sf vacation home fronting on a mountain stream, overlooking Deep Creek Lake! Enjoy an eat-in kitchen, exposed beams and a loft area that the current owners use as a 4th BR with bathroom. NO HOA! Conveys fully furnished. Features include central AC, exposed beams, updated flooring, gas fireplace on main level, lower level rec room with pool table and wrap-around deck with hot tub. Central location near 219 bridge, close to Wisp & local restaurants, entertainment and shopping.

Listing updated: July 28, 2026 at 10:25 AM

Listed by:

Jay L Ferguson (301) 501-0420, Taylor-Made Deep Creek Sales

Source: Bright MLS · MLS #MDGA2011082

Property details

Your cost estimate

Est. monthly payment

$3,819/mo

Principal & interest

$3,297

Property tax

$312

Home insurance (est.)

$210

Down payment

$125,80020% of list price

Adjust down payment20%

0%25%50%

Based on $125,800 down (20% of list price), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Feb 12, 2026	Listed for sale	$629,000

Location

231 Santa Fe Trail, Oakland, MD 21550

Nearby schools

School district: Garrett County Public Schools

Call School Board

Elementary School

Southern Middle

Middle School

Southern Garrett High

High School

Est. monthly payment

$3,819/mo

at 20% down · $629,000 list

Tour for free, no strings attached

Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.