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38 Osprey Way photo 1
for sale
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$1,400,000

38 Osprey Way,Elkton, MD 21921
4
beds
4
baths
4,185
sqft
1995
built

Overview

This waterfront property offers incredible potential and a rare opportunity to create something truly special. The home experienced storm damage several years ago, and while significant improvements have already been completed, the property is still in the process of being renovated and will require additional work to finish. Recent updates include all new windows, new siding, a new roof, a new dishwasher, and a newly built deck. The basement has been completely gutted and is ready to be finished. The home offers a spacious layout with unique features, including a primary bedroom with a loft a...

Listing updated: July 28, 2026 at 6:15 AM

Listed by:

Tonya Keener (443) 466-6462, Iron Valley Real Estate of Central PA

Source: Bright MLS · MLS #MDCC2020600Bright MLS

Property details

Your cost estimate

Est. monthly payment

$8,838/mo
Principal & interest
$7,339
Property tax
$1,032
Home insurance (est.)
$467

Down payment

$280,00020% of list price
Adjust down payment20%
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Based on $280,000 down (20% of list price), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

DateEventPrice
Jun 19, 2026Price reduced$1,400,000($200,000)
Mar 5, 2026Listed for sale$1,600,000

Location

38 Osprey Way, Elkton, MD 21921

Nearby homes

$8,838/mo

Est. · $1,400,000 list

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/30/2026.