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Est. $3,645/mo

$559,000

178 Winding Trail Lane #5b,Oakland, MD 21550

beds

baths

3,300

sqft

2006

built

Overview

Tucked into a peaceful, wooded setting yet right in the heart of everything Deep Creek Lake has to offer, Whispering Pines is the ultimate turnkey mountain retreat. This impeccably maintained 5-bedroom townhome spans three levels of inviting living space and features an attached garage—perfect for hosting family, friends, or guests year-round. Enjoy the best of both worlds: a private, serene atmosphere with the ease of low-maintenance living and a welcoming community feel through the HOA. Already an established and successful vacation rental, this property is truly ready to enjoy or generate i...

Listing updated: July 15, 2026 at 11:16 AM

Listed by:

Nina A Beitzel (724) 272-8454, Railey Realty, Inc.

Source: Bright MLS · MLS #MDGA2010960

Property details

Your cost estimate

Est. monthly payment

$3,645/mo

Principal & interest

$2,930

Property tax

$528

Home insurance (est.)

$186

Down payment

$111,80020% of list price

Adjust down payment20%

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Based on $111,800 down (20% of list price), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Jul 15, 2026	Price reduced	$559,000(−$10,000)
May 20, 2026	Price reduced	$569,000(−$20,000)
Jan 8, 2026	Listed for sale	$589,000
Sep 13, 2021	Sold	$486,000

Location

178 Winding Trail Lane #5b, Oakland, MD 21550

Est. monthly payment

$3,645/mo

at 20% down · $559,000 list

Tour for free, no strings attached

Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.